Credit Check Consent

Effective date: January 16, 2019

DEFINITIONS IN TERMS OF BELOW CONSENT

  • “Candidate” means the person completing this document to be considered by the Company for purposes of employment/ continuation of employment;
  • “Company” refers to Zontes South Africa(PTY)LTD operated by Racescreen Technology (PTY)LTD ;
  • “Consumer Credit Information” shall have the meaning ascribed to it in section 70 of the NCA;
  • “FAIS Act” shall mean the Financial Advisory and Intermediary Services Act of 2002;
  • “FSB” refers to the Financial Services Board;
  • “NCA” shall mean the National Credit Act, No 34 of 2005, as amended from time to time, including any regulations made under the Act;
  • “Personal Information” shall have the meaning ascribed to it in Chapter 1 of POPI and includes, but is not limited to a name, address, email address, telephone or fax number, education, employment or other personal credentials provided, or which is collected from the candidate or other third parties, before and/or during the background screening process and/or thereafter;
  • “POPI” shall mean the Protection of Personal Information Act, No 4 of 2013, as amended from time to time, including any regulations made under the Act;
  • “Privacy and Data Protection Conditions” refers to the 8 (eight) statutory prescribed conditions for the lawful Processing of Personal Information;
  • “Responsible Parties” have meaning to the Company and their appointed Dealers together, and “Responsible Party” any one of them;
  • “Verification Information Suppliers” shall mean third parties acting on behalf of the Company, including, but not limited to, credit bureaus, governmental bodies, and any educational, training, and fraud prevention organisations;
  • “Website” sall mean www.zontes.co.za, this website is operated by Zontes South Africa. Throughout the site, the terms “we”, “us” and “our” refer to Zontes South Africa.

 

CONSENT FOR THE USE OF PERSONAL INFORMATION

  • By accepting the Credit Check Consent on the website I hereby authorize the Company’s duly authorized verification agent, Racescreen Technology (PTY)LTD, to access my Personal Information and conduct background screening checks including, but not limited to, credit, qualifications, employment references, fraud prevention, ID verification and drivers’ licence.
  • I consent to requests for consumer credit information to be released for the below prescribed purposes only:
    Application for finance for a vehicle sold by the Company and fraud prevention or detection.
  • I understand that verification requests form part of the background screening process and:
    That requests for credit information from Credit Bureaus will only be conducted under the regulations defined as per the NCA;
    Data obtained from the FSB serve only for the purpose to determine the fitness and propriety as envisaged in the FAIS Act.
  • I acknowledge that any Personal Information supplied to the Company is provided voluntarily and that the Company may not be able to comply with its obligations if the correct Personal Information is not supplied to the Company.
  • I understand that privacy is important to the Responsible Parties and the Responsible Parties will use reasonable efforts in order to ensure that any Personal Information in their possession or processed on their behalf is kept confidential, stored in a secure manner and processed in terms of South African law and or applicable Data Protection Legislation, for the purposes I have authorised.
  • I warrant that all information, including Personal Information, supplied to the Company is accurate and current and agree to correct and update such information when necessary.
  • By submitting any Personal Information to the Company in any form I acknowledge that such conduct constitutes a reasonable unconditional, specific and voluntary consent to the processing of such Personal Information in the following manner by the Company and/or verification information suppliers:
    Personal Information may be shared by the Company with the Verification Information Suppliers for verification or other legitimate purposes;
    Personal Information may be shared by the Verification Information Suppliers with the Company and the appointed Dealers for purposes of
    concluding a financed sale on a vehicle or for other legitimate purposes as per the NCA;
    Personal Information may be stored for a reasonable period by the Company, and/or the Verification Information Suppliers, and
    Personal Information may be transferred cross-border to countries, which do not necessarily have data-protection laws similar to South Africa, for verification or storage purposes
    In any crossborder transfer of personal information the recipient will be notified of the need to protect the confidentiality of the personal information.
  • I take note that if the Responsible Party has utilised the Personal Information contrary to the Privacy and Data Protection Conditions, I may first resolve any concerns with that Responsible Party. If I am not satisfied with such process, I have the right to lodge a complaint with the Information Regulator.
  • A copy of Personal Information kept by the Responsible Parties will be furnished to me upon request in terms of the provisions of POPI or the NCA and I understand that I may dispute any information in the record provided.
  • I unconditionally agree to indemnify the Responsible Parties, and Verification Information Suppliers, acting in good faith in taking reasonable steps to process my personal information lawfully, against any liability that may result from the processing of my personal information. This includes unintentional disclosures of such personal information to, or access by unauthorized persons, and/or any reliance which may inadvertently be placed on inaccurate, misleading, or outdated personal information, provided to the Company by myself or by a third party in respect of me.
  • In authorizing the search/s referred to above, I confirm that I have / have not been forced/ coerced into accepting this consent on the website and supplying the above information.